Conveyancing Fees Transfer of Equity

Conveyancing Fees for a Transfer of Equity of a property are made up of the fees and charges associated with the legal transfer of a property from the ownership of one or more existing parties to two or more parties or from two or more parties to one or more parties depending on the arrangement agreed by the property owners. 
Where a property requires transferring from one (or more) existing owners to one or more non existing owners this would by classed as a property purchase as none of the new owners owned the property previously.  

A property transfer transaction may also include the refinancing of a property or land as part of the conveyancing process required.  Conveyancing is the legal word used to describe formal dealings with a property including property transfers of equity, refinancing, remortgaging and secured lending. 

Conveyancing Fees are the associated fees and costs incurred during conveyancing process for a Transfer of Equity, property transfer or remortgage.  

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What are Transfer of Equity Conveyancing Fees?

Conveyancing Fees for a Transfer of Equity consist of the following types of costs:

  • Legal fees paid to your Conveyancing Solicitors or Licensed Conveyancers firm for acting on your behalf and where applicable the current and new mortgage lender.  Legal Fees represent the Licensed Conveyancers or Conveyancing Solicitors labour costs.  Legal Fees are subject to vat.
  • Disbursements are further charges attracted throughout the course of the Transfer conveyancing  and are paid to third parties.

In total, Legal Fees and Disbursements form the sum of conveyancing fees payable during the course of property transfer of equity conveyancing transaction.

Conveyancing Solicitors Legal Fees for Transfer of Equity - How much does it cost?

Amounts payable for legal conveyancing fees for a Transfer of Equity conveyancing matter can vary depending one or more of the following factors:

  • The location of your chosen conveyancing solicitors or conveyancers .  Where in the country they are based.  Regional legal fees charged by conveyancing solicitors or licensed conveyancers vary by wide margins with conveyancing solicitors and licensed conveyancing firms practising in and around London and the South East usually charging the most for legal fees.
  • If a referral fee is being paid for your conveyancing matter by your conveyancer.  Where the conveyancing transaction is referred to a conveyancing solicitors firm or conveyancers by a mortgage lender, mortgage broker or financial advisor, Conveyancing Quote Comparison website or other property agent.  Referral charges when paid by conveyancing solicitors and conveyancers tend to increase the basic cost of conveyancing for such conveyancing firms.
  •  Conveyancing Solicitors and Licensed Conveyancing firm using technological to help cut costs and improve efficiency may often have lower conveyancing legal fees.
  • The Conveyancing Solicitors or Licensed Conveyancers firm.  Legal Fees may vary by a substantial sum on a firm by firm basis.
  • The nature of the Transfer of Equity transaction.  Where a conveyancing transaction is particularly urgent, complex, time consuming or difficult this could add to the total legal fees paid for your remortgage.
  • Whether both outgoing and remaining parties to the Transfer require and choose to obtain separate legal representation.  In such cases each party should instruct their own conveyancing solicitors or conveyancers to act on their behalf.  We would always strongly recommend that independent legal advice is obtained by each party during a property transfer of equity conveyancing transaction.

The BBC website states the average cost of conveyancing legal fees (not including disbursements) is around £550 for conveyancing fees on a nationwide level.

Conveyancing Fees - Transfer of Equity Disbursements

Disbursement charges paid for during the course of the Transfer of Equity conveyancing transaction can also vary as follows:

  • Whether the property you are Transferring has a straight forward title.
  • Whether there are any sums of money actually changing hands.
  • Whether any new mortgage lender  or refinance deal requires searches or are prepared to accept search indemnity insurance.
  • Whether all the required information and documentation is provided to the conveyancing solicitor to check the title to the property.
  • Leasehold properties when undergoing a property transfer usually incur additional disbursements required to be paid to the landlord or management company.  Additional legal fees will normally be charged by conveyancing solicitors or conveyancers acting in the Transfer of leasehold property.
  • Whether the property has any defects in title as judged by the conveyancing solicitors or conveyancers which require rectification.  Title defects can involve legal remedies which increase both legal fees and disbursements and time scales for completion of transfers.

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