Conveyancing Process Buying a Property

Conveyancing Process for buying a property consists of the legal and administrative steps required to be carried out in order to transfer the legal ownership of a property from the current owner or seller to a new owner or buyer. 

The Conveyancing Process for buying a property in the UK is usually dealt with by Conveyancing Solicitors or Licensed Conveyancers acting on behalf of private individuals, businesses or companies. 

The Conveyancing Process - The Main Stages

The conveyancing process for buying a property consists of a number of stages, each of which requiring administering by your conveyancing solicitors or conveyancers in order to complete the property purchase.   The main stages of the conveyancing process for buying a property include:

  • Initial Stage
  • Title Check and Preliminary Enquiry Stage
  • Exchange of Contracts
  • Purchase Completion
  • Post Completion

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Conveyancing Process for Buying a Property - Initial Stage

The conveyancing process for the initial stage of a purchase conveyancing transaction includes:

  • Receiving and confirming formal instructions, collection of conveyancing transaction information for the purchase and carry out identity checks
  • Obtaining and reporting on Home Information Pack
  • Confirmation of Instructions with the sellers conveyancing solicitors and estate agents
  • Receiving Survey/Mortgage Valuation Report
  • Receiving Contract and supporting documents
  • Receiving Formal Offer of Mortgage and Conveyancing Instructions from mortgage lender
  • Ascertaining where any additional conveyancing searches are required putting these in hand where applicable

The next stage of the conveyancing process for buying a property is the title check and preliminary enquiry stage and includes:

  • Negotiation and agreeing formal Contract with sellers conveyancing solicitors
  • Formal checking of title including search results and raising of Preliminary Enquiries before Contract with sellers conveyancing solicitors
  • Reporting on title and Contract to client
  • Preparation of any additional documents including Stamp Duty Land Tax return where applicable
  • Raising any issues with Survey result or Mortgage Valuation Report with sellers conveyancing solicitors
  • Ensuring property title and conveyancing purchase transaction compliant with formal Mortgage Offer Instructions and Council for Mortgage Lenders Handbook
  • Preparing formal Mortgage Deed and report and obtaining correct execution thereof
  • Preparing financial statements for house buyer and obtaining deposit monies

The Exchange of Contracts Stage in the conveyancing process for the purchase of a property consists of:

  • Resolution of any title issues including agreeing financial allowances, legal indemnity policy requirements, clarifying any final enquiries
  • Ensuring all required legal documents for the purchase property are correctly signed and executed (where required)
  • Obtaining formal instructions for completion of the property purchase
  • Initiating and carrying out formal Exchange of Contracts making the contract legally binding on both house buyer and property seller
  • Drafting, negotiation and agreeing of formal form of Transfer with sellers solicitors
  • Raising of final requisitions on title and receiving and ensuring satisfactory replies
  • Forwarding of deposit monies to sellers conveyancing solicitors
  • Submission of formal Certificate of Title to mortgage lender for release of mortgage monies
  • Carry out final checks and pre-completion searches

The Purchase Completion stage of the conveyancing process when buying a property includes:

  • Sending of final balance to complete to sellers conveyancing solicitors
  • Obtaining release of keys to the property to the home buyer
  • Confirmation of completion with the sellers conveyancing solicitors and requesting of documents required
  • Submission of Stamp Duty Land Tax return to Inland Revenue and making payment for any duty due (where required)

The Post Completion stage of the conveyancing process for purchasing a property includes:

  • Formal receipt and acknowledgement of executed Transfer Deed from sellers conveyancing solicitors
  • Formal receipt and acknowledgement of discharge of sellers mortgage (where applicable)
  • Receipt of Stamp Duty Land Tax payment Certificate
  • Preparation and submission of formal application for registration of the property to Land Registry
  • Confirmation of registration to mortgage lender and home buyer
  • Final file check and closure

A purchase conveyancing file must be stored for a minimum period of years in accordance with our professional rules following conclusion of the conveyancing process for buying a property.

The Conveyancing Process further information

The Conveyancing Process and emphasis for a conveyancing solicitor or conveyancers depends very much on the matter type. For other matter type Conveyancing Process information choose from the following:

Conveyancing Process for Buying a Property - further links and information

Further information of the purchase conveyancing process can be found in:

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